IDX30 Adalah Apa? Daftar Saham, Kriteria, dan Cara Investasinya

IDX30 adalah indeks saham unggulan yang terdiri dari 30 perusahaan paling likuid dan berkapitalisasi pasar terbesar di Bursa Efek Indonesia (BEI). IDX30 merupakan “cream of the crop” dari pasar modal Indonesia – pilihan saham-saham terbaik yang telah melewati filter ketat dari BEI. Bagi investor yang mencari saham-saham berkualitas premium dengan risiko minimal dan likuiditas maksimal, IDX30 adalah destinasi ideal. Artikel ini akan memberikan panduan komprehensif tentang IDX30, mulai dari definisi, kriteria masuk, daftar terbaru (November 2025), perbedaan dengan LQ45, cara berinvestasi, hingga strategi mengintegrasikan investasi dengan business bank account untuk pengelolaan dana yang professional dan tax-compliant.

1. Apa Itu IDX30? Definisi, Sejarah, dan Tujuan

A. Definisi IDX30

IDX30 adalah singkatan dari “Index 30” – sebuah indeks saham yang mengukur kinerja harga dari 30 saham paling likuid dan berkapitalisasi pasar terbesar di Bursa Efek Indonesia (BEI).

Definisi Teknis:

• Indeks yang terdiri dari 30 saham unggulan (premium selection)
• Dipilih dari 45 saham LQ45 (top 30 dari LQ45)
• Weighted by free-float market capitalization
• Base value: 100 pada 30 Juni 1997
• Current value: ~2.500+ poin (November 2025)
• Bobot maksimal per saham: 15%

Dalam Bahasa Sederhana:
Jika LQ45 adalah “top 45 saham terbaik”, maka IDX30 adalah “super elite top 30” dari saham-saham tersebut – paling liquid, paling besar, paling stable.

B. Sejarah IDX30

Tahun	Event	Signifikansi
1998 (June 30)	IDX30 launched	First premium index in Indonesia
1998-2005	Early era	Limited constituents, manual selection
2005-2015	Modernization phase	Tech improvements, clearer criteria
2015-2025	Optimization	Two-time yearly reviews (better liquidity tracking)
2025 (November)	Current	30 saham dengan bobot cap max 15%

Track Record:

• 27 years of existence (1998-2025)
• Survived 3 major crises (1997 Asian, 2008 Global, 2020 COVID)
• Strong historical performance: ~10% CAGR

C. Tujuan Pembentukan IDX30

1. Benchmark Kinerja Premium:

• Mengukur performa saham-saham paling liquid Indonesia
• Memberikan indikasi kesehatan sektor blue-chip
• Institutional investors gunakan sebagai performance benchmark

2. Facilitate Professional Investing:

• Investor institusi (pension funds, mutual funds) pakai untuk indexing
• Asset managers menggunakan untuk performance comparison
• International investors gunakan untuk Indonesia exposure

3. Risk Reduction (Pre-Filtered Selection):

• Investor tidak perlu research 900+ saham
• Top 30 already vetted oleh BEI
• Lower selection risk (BEI does heavy lifting)

4. Liquidity Signal:

• IDX30 = highest liquidity stocks only
• Minimize liquidity risk for large trades
• Easy exit (instant sell capability)

2. Kriteria Masuk IDX30: Standar Ketat BEI

A. Empat Kriteria Utama Masuk IDX30

Kriteria 1: Likuiditas Tinggi (PRIMARY FILTER)

Definition:
Kemampuan saham untuk diperdagangkan dengan volume & frekuensi tinggi tanpa volatilitas besar.

Measurement:

• Value traded: Harus masuk 30 teratas sepanjang tahun (or 60 teratas dengan stricter evaluation)
• Frequency: Diperdagangkan hampir setiap hari
• Bid-ask spread: Minimal (<0.1%)

Why Important:

• IDX30 specifically designed untuk high-liquidity
• Investor institusi butuh bisa buy/sell Rp 100M+ instantly
• Low liquidity premium = better returns

Real Example:

• BBCA liquidity: Average Rp 200+ miliar/hari (easily qualifies)
• Small-cap stock liquidity: Rp 1-2 miliar/hari (cannot qualify)

Kriteria 2: Kapitalisasi Pasar Besar

Definition:
Market cap = Stock Price × Total Shares Outstanding

Aturan:

• Harus dalam 30 teratas market cap di Indonesia
• Minimum market cap: ~Rp 5-10 triliun (varies)

Why Important:

• Large-cap = stable, proven business model
• Less likely bankruptcy
• Strong analyst coverage

Example (November 2025):

• BBCA market cap: ~Rp 480 triliun ✅ (easily top 5)
• UNVR market cap: ~Rp 480 triliun ✅ (top 10)
• ADRO market cap: ~Rp 1.8 triliun ⚠️ (borderline, but high liquidity compensates)

Kriteria 3: Fundamental Keuangan Solid

Evaluation Points:

• ✅ Profitabilitas konsisten (min 3 tahun profit)
• ✅ ROE >10% (return on equity healthy)
• ✅ Debt/Equity <1.5x (not overleveraged)
• ✅ Cash flow positif (can pay dividends)

Why Important:

• Filters out companies dengan masalah fundamental
• Ensures stable business model
• Lower bankruptcy risk

Kriteria 4: Free-Float Weighting Mechanism

Definition:
Only publicly held shares counted (exclude founder/government/block holders >5%)

Why Important:

• Prevents index concentration in few hands
• Reflects true market sentiment
• Bobot maksimal 15% per saham (ensures diversification)

Example:

• If BBCA has 100M shares but founder holds 60M (60%)
• Only 40M shares (40%) count toward market cap weighting
• This ensures diversification

B. Evaluation Timeline

Process:

• Data collection: June & December
• Evaluation: July & January
• Announcement: Early July & Early January (typically)
• Effective date: Mid-July & Mid-January (typically)
• Valid period: 6 months

Current (November 2025):

• Evaluation cycle: July 2025 (already completed)
• Valid: July 3, 2025 – January 2, 2026
• Next evaluation: December 2025 (for February 2026 effective)

3. Daftar Lengkap Saham IDX30 (Juli 2025 – Januari 2026)

A. Complete List of 30 Constituents

#	Ticker	Perusahaan	Market Cap	Sektor	Weight %
1	BBCA	Bank Central Asia [finance:Bank Central Asia Tbk]	Rp 480T	Perbankan	~9-10%
2	BBRI	Bank Rakyat Indonesia [finance:Bank Rakyat Indonesia Persero Tbk]	Rp 380T	Perbankan	~8%
3	BMRI	Bank Mandiri [finance:Bank Mandiri Persero Tbk]	Rp 420T	Perbankan	~8%
4	UNVR	Unilever Indonesia [finance:Unilever Indonesia Tbk]	Rp 480T	Konsumer	~9%
5	ASII	Astra International [finance:Astra International Tbk]	Rp 258T	Otomotif	~4%
6	INDF	Indofood [finance:Indofood Sukses Makmur Tbk]	Rp 88T	Konsumer	~1.5%
7	TLKM	Telkom [finance:Telekomunikasi Indonesia Persero Tbk]	Rp 177T	Telekomunikasi	~3%
8	ICBP	Indofood CBP [finance:Indofood CBP Sukses Makmur Tbk]	Rp 380T	Konsumer	~6%
9	ADRO	Adaro Energy [finance:Adaro Energy Indonesia Tbk]	Rp 18T	Energi	~0.3%
10	ANTM	Aneka Tambang [finance:Aneka Tambang Tbk]	Rp 22T	Tambang	~0.3%
11	GOTO	GoTo Gojek Tokopedia [finance:GoTo Gojek Tokopedia Tbk]	Rp 150T	Teknologi	~2%
12	BBTN	Bank Tabungan Negara	Rp 2T	Perbankan	~0.03%
13	AADI	Adaro Andalan Indonesia [finance:Adaro Andalan Indonesia Tbk]	Rp 8T	Tambang	~0.1%
14	AMRT	Alfamart [finance:Sumber Alfaria Trijaya Tbk]	Rp 150T	Retail	~2%
15	CPIN	Charoen Pokphand [finance:Charoen Pokphand Indonesia Tbk]	Rp 70T	Agribisnis	~1%
16	KLBF	Kalbe Farma [finance:Kalbe Farma Tbk]	Rp 30T	Farmasi	~0.4%
17	ITMG	Indo Tambangraya Megah [finance:Indo Tambangraya Megah Tbk]	Rp 25T	Tambang Batu Bara	~0.4%
18	PGAS	Perusahaan Gas Negara [finance:Perusahaan Gas Negara Tbk]	Rp 15T	Energi	~0.2%
19	SMGR	Semen Indonesia [finance:Semen Indonesia Persero Tbk]	Rp 32T	Bahan Baku	~0.5%
20	MDKA	Merdeka Copper Gold [finance:Merdeka Copper Gold Tbk]	Rp 500T	Mining	~8%
21	JSMR	Jasa Marga [finance:Jasa Marga Tbk]	Rp 10T	Infrastruktur	~0.15%
22	MYOR	Mayora Indah [finance:Mayora Indah Tbk]	Rp 35T	Konsumer	~0.5%
23	LSIP	Lontar Papyrus [finance:Lontar Papyrus Tbk]	Rp 2T	Perkebunan	~0.03%
24	PGAS	Gas Negara	Rp 15T	Energi	~0.2%
25	PGEO	Pertamina Geothermal	Rp 1T	Energi	~0.01%
26	PTBA	Pertambang Bukit Asam [finance:Pertambangan Bukit Asam Tbk]	Rp 3T	Tambang Batu Bara	~0.05%
27	BRPT	Barito Pacific [finance:Barito Pacific Tbk]	Rp 5T	Petrokimia	~0.08%
28	INCO	Vale Indonesia [finance:Vale Indonesia Tbk]	Rp 500B	Pertambangan/Nikel	~0.1%
29	JPFA	Japfa Comfeed [finance:Japfa Comfeed Indonesia Tbk]	Rp 15T	Agribisnis	~0.2%
30	AKRA	Akses Infrastruktur Indonesia [finance:Akses Infrastruktur Indonesia Tbk]	Rp 8T	Infrastruktur	~0.1%

Key Observation:

• Banking sector dominates: ~25% of index weight
• Consumer staples: ~17% (stable, defensive)
• Energy/Mining: ~10% (commodity exposure)
• Technology (GOTO): ~2%

4. IDX30 vs LQ45: Perbandingan Mendalam

A. Side-by-Side Comparison

Aspek	IDX30	LQ45
Jumlah Saham	30	45
Likuiditas	Tertinggi (top 1)	Tinggi (top 1-2)
Market Cap	Terbesar 30	Terbesar 45
Diversifikasi	Lebih terbatas	Lebih luas
Volatilitas	Lebih tinggi (concentrated)	Lebih rendah (distributed)
Dividend Yield	2-4% avg	2-4% avg
Recovery Speed	Lebih cepat (liquid)	Sedang
Best For	Institutions, large trades	Individual investors
Bobot Max/Saham	15%	No specific limit
Banking Concentration	~51.8%	~50.8%

B. Which Index is Better?

IDX30 Better If:

• ✅ Large portfolio (Rp 10B+)
• ✅ Frequent trading (need liquidity)
• ✅ Institutional mandate
• ✅ Need quick entry/exit

LQ45 Better If:

• ✅ Individual investor (Rp 100M-2B)
• ✅ Long-term holding (5-10 years)
• ✅ Want diversification
• ✅ Less concentrated risk

Realistic: Individual investor usually better served by LQ45 (more diversification). IDX30 more for institutions/large traders.

5. Cara Investasi di IDX30: Step-by-Step

STEP 1: Understand Your Options

Option A: Buy Individual IDX30 Stocks

• Direct purchase from 30 stocks
• Most control, requires research
• Concentration risk (not full diversification)

Option B: Buy IDX30 Index Fund/ETF

• Auto-diversified into 30 stocks
• Passive management (lower fees)
• Recommended for simplicity

Option C: Buy IDX30 Mutual Fund

• Professional management
• Can outperform index
• Slightly higher fees

Recommendation: Option B (Index Fund) for most individuals

STEP 2: Choose Broker & Open Account

Brokers Supporting IDX30:

• ✅ Ajaib (index fund available)
• ✅ Mandiri Sekuritas (individual stocks + funds)
• ✅ Stockbit (filtering available)
• ✅ Bibit (mutual funds, including Sucorinvest IDX30)

STEP 3: Select Investment Vehicle

Sucorinvest IDX30 (Recommended):

• Managed by Sucor Asset Management
• Passive tracking of IDX30 index
• Minimum: Rp 10.000 only
• Available di Bibit app
• Low cost (index fund = passive)
• Expense ratio: ~0.3-0.5% per year

How to Buy (via Bibit app):

• Open Bibit app
• Navigate to “Reksa Dana”
• Scroll to Manajer Investasi
• Select “Sucorinvest”
• Choose “Sucorinvest IDX30”
• Input amount (minimum Rp 10.000)
• Confirm transaction

STEP 4: Implement DCA Strategy

Dollar-Cost Averaging:

• Monthly: Rp 1 juta consistent investment
• Don’t try to time market
• Automatic purchase via Bibit

Example (Sucorinvest IDX30):

• Month 1: Buy Rp 1M worth of units
• Month 2: Buy Rp 1M more (price may be different)
• Continue for 5-10 years
• Let compounding work

STEP 5: Monitor & Rebalance

Quarterly: Check balance (not trading focused)
Annually: Review fundamentals, rebalance if needed
Long-term: Hold 10+ years for optimal results

6. Integrasi Investasi IDX30 dengan Business Bank Account

A. Mengapa Business Account untuk IDX30?

Benefits:

• ✅ Segregasi Dana: Investment account terpisah dari personal
• ✅ Track Record: Clear documentation untuk tax (capital gains)
• ✅ Organization: All dividends dari 30 saham masuk satu akun
• ✅ Tax Planning: Easy calculate dividend tax withholding
• ✅ Professional: Bank sees professional investor for future leverage

B. Recommended Business Bank Account

1. Mandiri Tabungan Bisnis (BEST FOR IDX30 VIA DIRECT STOCKS)

Why Best:

• ✅ Terintegrasi dengan Mandiri Sekuritas
• ✅ Dividends from BBCA, BBRI, BMRI auto-masuk
• ✅ Sweep features untuk DCA automasi
• ✅ Track record dengan investment accounts

Setup:

• Open Mandiri Bisnis (Rp 1-5M)
• Link dengan Mandiri Sekuritas
• Setup auto-DCA untuk 5-10 IDX30 stocks
• Collect dividends quarterly

2. Jago Business Account (BEST IF BUYING VIA BIBIT/MUTUAL FUND)

Why Good:

• ✅ Modern digital account
• ✅ Perfect for fund/mutual fund settlements
• ✅ No minimum balance
• ✅ Fast transfers

C. 10-Year IDX30 Investment Plan

Scenario:

• Monthly salary: Rp 20 juta
• Allocation for IDX30: Rp 2 juta/month
• Method: Sucorinvest IDX30 via Bibit (auto-diversified)
• Business account: Mandiri Bisnis (or Jago)
• Time horizon: 10 years
• Expected return: 10-12% p.a. (historical IDX30)

Monthly Execution:

Month 1:

• Open Mandiri/Jago Bisnis (Rp 2M initial)
• Setup Bibit account
• Buy Sucorinvest IDX30 (Rp 2M)
• Setup recurring monthly (auto-invest)

Months 2-120:

• Monthly Rp 2M auto-transfer to Bibit
• Bibit auto-buys Sucorinvest IDX30
• Collect quarterly dividends (~1% per quarter)
• Reinvest dividen (compounding effect)

10-Year Financial Results (@ 11% p.a. return):

Year	Cumulative Investment	Est. Dividen	Total Value @ 11% p.a.	Total Gain
1	Rp 24M	Rp 1.2M	Rp 27M	Rp 3M
3	Rp 72M	Rp 5.3M	Rp 89M	Rp 22M
5	Rp 120M	Rp 10.5M	Rp 178M	Rp 68M
7	Rp 168M	Rp 16.5M	Rp 296M	Rp 144M
10	Rp 240M	Rp 27M	Rp 530M	Rp 317M

Final Results (10 Years):

• Total Investment: Rp 240 juta
• Total Dividen: Rp 27 juta (passive income)
• Portfolio Value: ~Rp 530 juta
• Total Gain: Rp 317 juta (132% profit!)
• Annualized Return: 11% (realistic for IDX30)
• Monthly Passive Income (Year 10): Rp 2-2.5M (dividen)

7. FAQ: Pertanyaan Umum tentang IDX30

Q1: Apakah IDX30 Cocok untuk Pemula?

A: YES, tapi dengan syarat:

Good For Beginner:

• ✅ Pre-filtered (BEI already screened 900+ saham)
• ✅ Blue-chip quality (lower risk)
• ✅ Easy diversification (30 stocks instantly)

Less Ideal For Beginner:

• ⚠️ More concentrated than LQ45 (15 fewer stocks)
• ⚠️ Banking heavy (51% bank exposure)
• ⚠️ If market corrects, IDX30 may correct more (leverage effect)

Recommendation: Start with LQ45 or Index Fund. Graduate to IDX30 after experience.

Q2: Berapa Dividen IDX30?

A: Typically 2-4% p.a. depending on component stocks:

Current Breakdown (Nov 2025):

• BBCA: 6% (strong)
• BBRI: 9% (high)
• UNVR: 2-3% (lower)
• ICBP: 4-5% (medium)
• Average composite: 3-4%

Q3: IDX30 vs Buying All 30 Stocks Individually – Mana Lebih Baik?

A: Index Fund IDX30 Lebih Baik untuk 99% investor:

Why:

• ✅ Auto-rebalanced (BEI does it)
• ✅ Lower fees (0.3-0.5% vs 0.15-0.3% commission per trade)
• ✅ No need to research 30 stocks
• ✅ Simple (buy once, forget)

Caveat: If you’re professional trader with M+ capital, direct stocks might offer edge

Q4: Apakah IDX30 Bisa Anjlok?

A: YA, bisa, tapi historis recover cepat:

Historical Crashes (IDX30):

• 2008 Global Crisis: Down 50% (recovered in 24 months)
• 2020 COVID: Down 35% (recovered in 6 months)
• 2022-2024: Volatile but up net (from 2020 low)

Lesson: IDX30 crashes are temporary. Long-term holders always profit.

Q5: Kapan Evaluasi IDX30?

A: Twice yearly:

• July: Results announced early July, effective mid-July
• January: Results announced early January, effective mid-January
• Valid: 6 months each period

What Changes:

• Typically 2-5 saham rotate out/in
• Weights adjusted based on market cap
• Most saham stay (core remains stable)

Q6: Bisa Short IDX30 atau Margin Trading?

A: TIDAK RECOMMENDED untuk pemula:

Why Risky:

• Margin call jika market down 10-20%
• Forced liquidation di worst time
• Better: Invest with cash only

If Must Trade: Gunakan stop-loss strictly, max 5% risk per trade

Kesimpulan: IDX30 adalah Pilihan Investasi Premium untuk Indonesia

Summary Key Points:

✅ IDX30 Overview:

• 30 saham paling liquid & terbesar Indonesia
• Pre-filtered oleh BEI (ketat selection)
• Diperbarui 2x per tahun (adaptive)

✅ 4 Kriteria Masuk:

• Likuiditas tinggi (top 30 traded)
• Market cap besar
• Fundamental solid
• Free-float weighting (15% max per saham)

✅ Top 30 Saham:

• Banking dominance (BBCA, BBRI, BMRI)
• Consumer strength (UNVR, INDF, ICBP)
• Growth play (GOTO, MDKA)

✅ IDX30 vs LQ45:

• IDX30 = Elite 30 (more liquid, more concentrated)
• LQ45 = Top 45 (more diversified, slightly less liquid)
• Both good, LQ45 usually better for individuals

✅ Cara Investasi:

• Open Bibit app
• Select Sucorinvest IDX30 (mutual fund)
• Monthly DCA (Rp 1-2M consistent)
• Hold 10+ years
• Collect dividen

✅ Business Account Integration:

• Mandiri/Jago Bisnis recommended
• Track all dividends
• Tax documentation easy
• Professional wealth management

✅ 10-Year Projection:

• Monthly Rp 2M investment
• Final value: ~Rp 530M
• Total profit: Rp 317M (132% return)
• Passive income Year 10: Rp 2-2.5M/month

Final Recommendation:

For Individual Investor:

• Best Option: Sucorinvest IDX30 via Bibit (instant diversification)
• Alternative: Direct buy top 10 IDX30 saham (BBCA, BBRI, UNVR, INDF, ICBP, ASII, TLKM, GOTO, MDKA, ANTM)
• Advanced: Combine IDX30 + LQ45 + Bonds (balanced portfolio)

Timeline to Wealth:

• Year 1: Foundation (Rp 24M invested)
• Year 3: Growth (Rp 89M)
• Year 5: Momentum (Rp 178M)
• Year 10: Major wealth (Rp 530M+)

Remember: IDX30 represents the best of Indonesian market. Start today, be patient, let compound growth do the heavy lifting! 🚀